Property Attributes
- MLS#791370
- TypeSingle Family
- Listing Status Pending
- CountyBay
- CityPanama City
- Area03 - Bay County - Beach
- NeighborhoodPanama Dunes
- Zip32408
- Style
- Year Built2006
- Price$ 469,000
- Bedrooms4
- Full Bathrooms4
- Half Bathrooms0
- Sqr Footage2367
- Lot Size0.02 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Three-Story Beach Home on Iconic South Thomas Drive - Walk to the Beach! This spacious 4-bedroom, 4-bathroom home (2,367 sq ft) in the desirable Panama Dunes community offers the perfect blend of location, layout, and lifestyle potential. Just 0.2 miles (a 5-minute walk) to Bay County Public Beach Access #12 -- easy access to put your toes in the sand. Boater's Dream Location Four public boat ramps are conveniently nearby along South Lagoon Drive, with the closest just 0.5 miles away (near Quail Street and Raven Street). For larger vessels, dry storage and wet slips are available less than 2 miles away at Pirate's Cove Marina (up to 37' dry / 70' wet) and Treasure Island Marina (up to 46' dry / 60' wet). Community & Convenience Panama Dunes is nestled between Holiday Beach and Biltmore Beach in the charming Lower Grand Lagoon area. Enjoy nearby dining, and entertainment. Grocery shopping at Magnolia Plaza is just 2.8 miles away, home to Publix, Aldi, and more. Thoughtful Floor Plan * Ground Level: 444 sq ft 2-car garage, guest bedroom suite with kitchenette, full bathroom, and covered patio. * Second Level: Open-concept kitchen, dining, and living area with balcony, additional bedroom, full bathroom, and laundry room. * Third Level: Fourth bedroom with en-suite bathroom, primary suite with luxurious spa bathroom, and a balcony offering partial Gulf of Mexico views. All patios and balconies face southeast, overlooking the community greenspace and pool area -- perfect for relaxing or entertaining. Priced to reflect the opportunity for exterior and interior updates, this as-is home is ideal for a primary residence, second home, or short-term rental investment in a prime beach-adjacent location. Schedule your private tour today and imagine the possibilities! Disclaimer: Interior photos are archival, furniture and decor pictured is not representative of what is currently present in the home.
| Elementary School | Middle School | High School |
|---|---|---|
| Patronis Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 6/15/2026 | Listed $479,000 |
| 7/20/2026 | 2$469,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Electricity Available,Underground Utilities |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Pool,Community Pool,Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Panama Dunes |
| Special Listing Conditions | Listed As-Is |
| Status | Pending |
| Directions | Hwy 98 (30A) Panama City Beach Pkwy, to S. Navy Blvd., Rt. on Thomas Dr., Rt. into Panama Dunes - use second driveway, 6th home on the right |
| High School | Arnold |
| City | Panama City |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 871 |
| Elementary School | Patronis |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0323 - Beach - South of Grand Lagoon |
| Standard Status | Pending |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Tenant |
| Year Built | 2006 |
| Association Fee Includes | Maintenance Grounds,Pool(s) |
| Heating | Central,Electric,Forced Air,Heat Pump,Zoned |
| Cooling | Central Air,Ceiling Fan(s),Heat Pump,Zoned |
| Appliances | Bar Fridge,Electric Range,Electric Water Heater |
| Patio/Porch Features | Balcony,Covered,Patio,Porch |
| Construction Materials | HardiPlank Type,Wood Frame |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 18 |
| Full Baths | 4 |
| Garage Spaces | 2 |
| Architectural Style | Coastal |
| HOA Fee | 350.22 |
| Assoc Fee Paid Per | Monthly |
| Pool Features | Community |
| Security Features | Smoke Detector(s) |
| New Construction | false |
| Roof | Metal |
Interior Features
| Total Baths | 4 |
|---|---|
| Interior Amenities | Balcony,Double Vanity,Interior Steps,Jetted Tub,Separate Shower,Walk-In Closet(s),Storage |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Appraiser |
| Window Features | Double Pane Windows |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Size Area | 0.02 |
| Lot Dimensions | 24.0 ft x 46.0 ft |
| Lot Size Acres | 0.02 |
| Parking Features | Garage,Garage Door Opener |
| Building Area Total | 2367 |
| Waterfront Y/N | false |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.