Waterfront
Address
1440 Dover Road, Panama City, FL
Price
$ 824,000
Property Attributes
- MLS#791835
- TypeSingle Family
- Listing Status Active Under Contract
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- NeighborhoodDonalson Point
- Zip32404
- Style
- Year Built1950
- Price$ 824,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3602
- Lot Size0.57 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Stunning Deep-Water Retreat --> Fully Reimagined with Gulf Access Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name a few. The home features durable concrete block exterior construction with a stick-built interior. In the main-level showers and floors, you'll even find premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof and seawall have also been replaced. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite countertops, stainless appliances, under-cabinet lighting, an open living and dining area, and a generous primary layout. Original red oak hardwood floors, refinished in a soft gray tint, bring timeless character with a fresh, modern feel throughout. The main level opens to a deck with a breathtaking view of the bay. The lower level lives like its own private retreat: a second full kitchen with butcher block countertops, family room, a fourth bedroom, additional laundry room, full bath, and its own one-car garage. It can be reached by the interior staircase or, completely independently, from its own private entrance at the back of the property ->with a dedicated driveway and garage. This level offers convenient single-level, step-free living -> no stairs throughout (just a small lip at the entry) and a zero-entry shower, making it ideal for multi-generational living, guests, or a private in-law or guest suite. There are also two attached one-car garages on the main level. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and located in Flood Zone X (outside the special flood hazard area), a meaningful advantage for waterfront buyers. Convenient to schools, shopping, Tyndall AFB, and only 15 miles from the Naval station. With a newer seawall and stairs leading right into the water, this property puts deep-water living within easy reach. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.
| Elementary School | Middle School | High School |
|---|---|---|
| Tyndall Academy Elementary School | Tyndall Academy Middle School | Rutherford High School |
| Price History | |
|---|---|
| 7/15/2026 | Listed $849,000 |
| 8/11/2026 | 3$824,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | Donalson Point |
| Special Listing Conditions | Listed As-Is |
| Status | Active Under Contract |
| Directions | Turn on Soule Dr just off of Hwy 98, follow straight on to Thornton Ln and Sharon Dr and on to Dover rd. Home is on the right side |
| High School | Rutherford |
| City | Panama City |
| Disclosures | Accepting Backup Offers |
| Zoning Description | Resid Single Family |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 24829 |
| Elementary School | Tyndall Academy |
| Land Lease Y/N | false |
| Middle/Junior High School | Tyndall Academy |
| MLS Area Minor | 0202 - Bay - Central SE |
| Standard Status | Pending |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Occupied |
| Waterfront Features | Bayou,Bayfront,Seawall |
| Year Built | 1950 |
| Heating | Central |
| Cooling | Central Air |
| Appliances | Electric Range,Tankless Water Heater |
| Patio/Porch Features | Deck,Covered,Porch |
| Construction Materials | Block,HardiPlank Type |
| View | Bay,Bayou,Water |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 12 |
| Full Baths | 3 |
| Virtual Tour | https://www.zillow.com/homedetails/1440-Dover-Rd-Panama-City-FL-32404/300177532_zpid/?utm_campaign=zillowwebmessage&utm_medium=referral&utm_source=txtshare |
| Garage Spaces | 3 |
| Architectural Style | Split Level |
| Stories Count | 2 |
| Levels | Two,Multi/Split |
| New Construction | false |
| Senior Community Y/N | false |
| Roof | Composition,Shingle |
Interior Features
| Total Baths | 4 |
|---|---|
| Interior Amenities | Double Vanity,Interior Steps,Main Level Primary,Sitting Area in Primary,Smart Thermostat,Walk-In Closet(s),Entrance Foyer |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Owner |
| Window Features | Double Pane Windows |
| Half Baths | 1 |
| Total Stories | 2 |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Size Area | 0.57 |
| Lot Dimensions | 65x 283x 120x 258 |
| Lot Size Acres | 0.57 |
| Road Frontage Type | City Street |
| Parking Features | Additional Parking,Garage,Garage Door Opener,RV Access/Parking |
| Building Area Total | 3602 |
| Waterfront Y/N | true |
| Exterior Amenities | Deck |
| Road Responsibility | Public Maintained Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32404
Price
Year Built
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
