Waterfront

Address

3532 Treasure Circle, Panama City, FL

Listing Type

Active

Price

$ 1,499,000

Property Attributes

MLS#795278
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City
Area03 - Bay County - Beach
Neighborhood[No Recorded Subdiv]
Zip32408
Style
Year Built2027
Taxes$ 3533
Price$ 1,499,000
Bedrooms4
Full Bathrooms3
Half Bathrooms0
Sqr Footage2880
Lot Size0.12 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.

Elementary School	Middle School	High School
Patronis Elementary School	Surfside Middle School	Arnold High School

Price History
9/11/2026	Listed $1,499,000

General Features

Utilities	Electricity Available,Natural Gas Available,Sewer Available
Property Subtype	Single Family Residence
Tax Year	2025
Community Features	Dock,Short Term Rental Allowed
County	Bay
Property Type	Residential
HOA	false
Subdivision Name	[No Recorded Subdiv]
Special Listing Conditions	Listed As-Is
Status	Active
Directions	From Thomas Drive, turn west onto Trelawney Avenue. Turn right onto Treasure Circle. Property will be on the right at 3532 Treasure Circle.
High School	Arnold
City	Panama City
Zoning Description	Resid Single Family
MLS Area	03 - Bay County - Beach
Lot Size Units	Acres
Lot Size Square Feet	5663
Elementary School	Patronis
Land Lease Y/N	false
Tax Annual Amount	3533.55
Middle/Junior High School	Surfside
MLS Area Minor	0323 - Beach - South of Grand Lagoon
Standard Status	Active
Property Sub Type Additional	Single Family Residence
Occupancy Type	Vacant
Waterfront Features	Lagoon
Year Built	2027
View	Lagoon
Garage Y/N	false
Total Rooms	4
Full Baths	3
Architectural Style	Coastal
Stories Count	2
Levels	Two
New Construction	false

Interior Features

Total Baths	3
Interior Amenities	Main Level Primary
Furnished Units	None
Total Bedrooms	4
LivingAreaSource	Plans
Total Stories	2

Exterior Features

Lot Size Area	0.12
Lot Dimensions	48.0 ft x 110.0 ft
Lot Size Acres	0.12
Building Area Total	2880
Waterfront Y/N	true
Exterior Amenities	Dock